“Unbiased and transparent independent advice.”
For a financially comfortable future, the investment decisions you make now are very important. We can help you get them right.
Whether you’re planning for the short or long term, we’ll build an investment plan around your goals. We’ll look at your situation, your attitude to risk and what you want to achieve, and once we’ve reviewed the market, we’ll put in place an appropriate plan.
As independent advisers, we have full access to the investment services market, which means we can make sure that you benefit from the investment vehicle best suited to your needs, whether it’s trusts, bonds, ISAs, shares or something else.
The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.
Everyone wants to live comfortably in retirement and that’s what we can help you achieve. We can help manage your investments, including pension plans, so that you can look forward to financial security in old age.
We can help you choose the right pension scheme and manage existing plans, and provide advice on contributions and ways of maximising your income when you retire. If your pension plan is affected as a result of divorce, we can help you put a new one in place.
Changes to state and employer pensions are putting more pressure on individuals to take retirement planning into their own hands, which means that independent advice is vital. We’ll help you draw up a plan that means you won’t struggle financially in later life.
There is nothing as important as looking after those you love. With proper planning, done sooner rather than later, you can ensure that your loved ones, and no one else, benefit from your estate.
Our dedicated estate planning team can help mitigate the impact of inheritance tax. Whether it’s making sure that you have a properly drawn up will or offering advice about the use of transfer of assets through lifetime gifts and tax-efficient funds, we’ll protect your legacy.
Whether from a personal or corporate perspective, tax planning should always be a priority. Mitigating the burden of tax, within the boundaries of the law, is a way of maximising your personal or business income and assets.
Our highly qualified tax advisers can help you with matters relating to inheritance tax, capital gains tax, income tax or corporate tax returns as well as tax issues connected to residency and divorce. We’ll assess your situation and create a tax management plan that is best suited to your needs.
Should you lose your income or become unable to work because of accident or injury, it’s important that you and your loved ones are protected. We can help with financial planning that provides this peace of mind.
Our experienced advisers will build the ill-health protection or life assurance plan best suited to your needs. Our expertise covers critical illness insurance, long-term care cover, private medical insurance, family income benefit insurance, term assurance and whole-of-life assurance.
In the event of life-changing circumstances or death, you’ll know that you and the people you care most about will be financially protected and supported.
Buying a home
Buying a home is a big commitment and is likely to be one of most important financial decisions you make in your life. So, it makes sense to get help from an expert.
And that’s what we are: mortgage experts. We’ll be there at every turn, guiding you through what can be a complicated process, making sure that everything you need is in place and that you get the best deal.
Our experienced mortgage team can also help if you need advice on remortgaging, equity release, lifetime mortgages and professional mortgages. We’ll make sure that you’re fully informed and that you benefit from the best rates and deals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please note that we may not have access to all (lender) branch-specific deals.
We reserve the right to charge you a fee for mortgage advice, which is payable upon application. If we receive a fee from the lender, we’ll deduct this from our fee to you. We’ll confirm the exact amount to be paid and won’t start work until we have your agreement.
Langstone Technology Park
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Registered in England & Wales No. 10123511. VAT No. 249 4429 78
Registered in England & Wales No. 10123511. VAT No. 249 4429 78.
© 2017 Tempus - Site built by Tiny Engines
Registered in England & Wales No. 10123511
VAT No. 249 4429 78
© 2019 Tempus
Site built by Tiny Engines